Moving can be both exciting and stressful, especially when your budget is tight. For many families and individuals, the cost of relocating—whether across town or to another state—can become a significant financial challenge. Fortunately, there are low-income moving assistance programs available in the U.S. that help ease this burden and make safe, stable housing more accessible.
In this ultimate guide, we’ll break down how these programs work, who qualifies, and how you can apply to receive help with your moving costs.
What Are Low-Income Moving Assistance Programs?
Low-income moving assistance programs are government-funded or community-based services that provide financial and logistical support to individuals and families struggling to afford the cost of relocation. These programs are designed to serve people facing housing insecurity, homelessness, unemployment, domestic violence, or natural disasters.
They typically help with:
- Moving truck rentals or professional movers
- Security deposits and first month’s rent
- Utility start-up fees
- Temporary housing
- Transportation to a new location
- Packing and storage assistance
Who Qualifies for Low-Income Moving Assistance?
Eligibility varies by program, but you may qualify if you:
- Are classified as low-income according to federal or state guidelines
- Are homeless or at risk of becoming homeless
- Receive government assistance (like SNAP, Medicaid, or TANF)
- Are a victim of domestic violence or natural disaster
- Are a veteran or person with a disability
Documentation such as proof of income, lease agreements, eviction notices, and identification is usually required.
Top Government-Assisted Moving Programs in the U.S.
Here are some of the most helpful low-income moving assistance programs currently available across the United States:
1. Emergency Solutions Grants (ESG) – HUD
The U.S. Department of Housing and Urban Development (HUD) funds the Emergency Solutions Grants (ESG) program, which aims to help people experiencing homelessness or housing instability.
What it offers:
- Moving cost assistance
- Utility deposit support
- Help with rental applications and housing searches
- Temporary financial assistance for rent
To access ESG services, you’ll need to contact a local Continuum of Care (CoC) agency that administers the program in your region.
2. Housing Choice Voucher Program (Section 8)
While best known for rental assistance, Section 8 also supports families with relocating, especially when transferring benefits to a new location.
Benefits include:
- Rent support in a new home
- Portability options to move between cities or states
- Limited financial assistance for moving expenses (offered by some local housing authorities)
Contact your local Public Housing Authority (PHA) to find out if they offer moving help under this program.
3. Temporary Assistance for Needy Families (TANF)
In many states, TANF allows recipients to use funds for one-time emergency needs, including relocation costs.
Assistance may cover:
- Moving truck rentals
- Security deposits
- Transportation costs
Each state sets its own rules, so check with your local Department of Human Services to see what TANF-based moving assistance is available.
4. Veteran Affairs (VA) Housing Programs
Veterans struggling with housing issues can get moving assistance through VA programs such as the Supportive Services for Veteran Families (SSVF).
Support includes:
- Funds for relocation and housing stabilization
- Short-term financial aid
- Help finding permanent housing
If you’re a veteran, visit your nearest VA center or nonprofit veteran support organization for guidance.
5. Federal Emergency Management Agency (FEMA)
After natural disasters, FEMA offers emergency housing and relocation support for displaced individuals and families.
Available services:
- Funds for moving and storage
- Temporary housing solutions
- Transportation to a new home or shelter
To receive FEMA assistance, you must register and meet specific eligibility criteria related to the disaster declaration in your area.
6. Local and Nonprofit Moving Assistance Programs
In addition to federal aid, many state and local governments partner with nonprofits to offer low-income moving assistance programs. These may include:
- Community Action Agencies (CAAs)
- Salvation Army
- Catholic Charities
- United Way
- Domestic violence shelters and transitional housing programs
These organizations often provide immediate support for urgent relocation needs and can guide you through applying for government programs.
How to Apply for Moving Assistance
Here’s a step-by-step guide to applying for low-income moving assistance programs:
Step 1: Determine Your Eligibility
Check income limits and eligibility rules for each program. Most require documentation such as:
- Proof of income
- Government ID
- Current lease or eviction notice
- Utility bills or landlord contact info
Step 2: Locate Local Providers
Use HUD’s online search tools, or contact your local PHA or CoC to find out what programs are available in your area.
Step 3: Submit an Application
Work with a case manager or agency representative to submit your paperwork and explain your situation. They will help you build a relocation plan.
Step 4: Follow Up and Stay in Contact
Many programs have limited funding, so be persistent. Keep communication open with caseworkers and provide additional documents if needed.
Tips for Moving on a Budget
Even with assistance, saving on your move is important. Here are some budget-friendly tips:
- Move during off-peak seasons to save on truck rentals and services.
- Declutter before moving to reduce load size.
- Use free packing materials from local stores or community centers.
- Ask friends or family to help with packing and transportation.
Final Thoughts
Moving shouldn’t be an impossible task just because you’re facing financial hardship. Thanks to a wide range of low-income moving assistance programs, thousands of families across the U.S. have been able to relocate safely, securely, and affordably.
Whether you’re escaping a crisis, moving for a job, or trying to find a better place to raise your family, help is available. Take the first step by reaching out to local agencies, gathering your documents, and applying for the support you need. A better future may be just a move away.
