Cash App has become a preferred platform for millions to send, receive, and manage money effortlessly. However, many users often find themselves asking: “What is the maximum daily ATM withdrawal limit on Cash App?” In this guide, we break down the specific Cash App withdrawal limits for verified and unverified accounts, how to increase those limits, and key tips to manage your funds effectively.
Understanding Cash App Withdrawal Limits
Cash App enforces different withdrawal limits depending on the type of transaction and whether the account is verified. These limits are placed to protect users from unauthorized activity and fraud.
Cash App ATM Withdrawal Limit
For users accessing funds through ATMs using the Cash App Card, here are the applicable limits:
- Cash App Daily ATM withdrawal limit: $1,000 per day
- Cash App Weekly ATM withdrawal limit: $1,000 per 7-day period
- Cash App Monthly ATM withdrawal limit: $1,250 per 30-day period
These limits apply specifically to ATM transactions and reset based on a rolling window, not a fixed calendar day/week/month.
Cash App Cash-Out Limits to Bank Accounts
When transferring funds from Cash App to a linked bank account, known as Cash Out, the limits vary based on account verification status.
Unverified Cash App Accounts:
- Cash App Weekly send limit: $250
- Cash App Monthly receiving limit: $1,000
- Cash-outs are limited to the balance within these thresholds.
Verified Cash App Accounts:
Once your identity is verified (using full name, DOB, and SSN), you gain access to higher limits:
- Cash App Daily cash-out limit: Up to $25,000 per transaction
- Cash App Weekly cash-out limit: Up to $25,000 total
- You can initiate multiple instant or standard transfers within this limit.
Verification significantly increases both your sending and receiving power, allowing for more flexibility.
How to Check Your Cash App Withdrawal Limits
To view your current Cash App limits, follow these steps:
- Open the Cash App.
- Tap on your profile icon at the top right.
- Select “Limits” under the Settings section.
- Here, you can view your sending, receiving, and ATM withdrawal limits.
Always keep an eye on these limits to avoid declined transactions or account restrictions.
How to Increase Your Cash App Withdrawal Limits
To increase your withdrawal limits on Cash App, you need to complete identity verification:
- Go to your profile and input:
- Full legal name
- Date of birth
- Last four digits of your SSN
After submission, most accounts are verified within minutes. Once verified, your ATM, cash-out, and transaction limits will automatically increase.
For users requiring higher withdrawal thresholds, Cash App does not currently offer business accounts with custom limits, but you can split large transactions across multiple days or weeks as a workaround.
ATM Fees and Reimbursement with Cash App
Cash App charges a $2.50 fee per ATM withdrawal, but users with direct deposits totaling $300+ per month receive:
- Unlimited ATM fee reimbursements from Cash App
- Instant reimbursements after the ATM withdrawal is processed
This benefit resets each month and encourages users to deposit paychecks directly into their Cash App accounts.
Tips to Maximize Cash App Withdrawal Capabilities
To stay within limits while making the most of Cash App:
- Time your withdrawals: Know when your limits reset and plan accordingly.
- Use multiple withdrawals over several days to reach larger totals.
- Enable Direct Deposit: Get ATM reimbursements and faster access to funds.
- Link multiple bank accounts: Cash out to different banks to diversify fund access.
- Track limits regularly: Avoid unexpected declines by reviewing your limit status in-app.
Cash App Limits for Sending and Receiving Funds
Beyond ATM and cash-out limits, Cash App also imposes transaction limits:
Sending Limits:
- Unverified users: $250 per week
- Verified users: Up to $7,500 per week and unlimited receiving
Receiving Limits:
- Unverified accounts: Up to $1,000 per 30 days
- Verified accounts: No receiving limit
Instant vs. Standard Withdrawal Options
Cash App offers two withdrawal options to move funds from your account to a bank:
- Standard Withdrawal:
- Takes 1–3 business days
- Free of charge
- Instant Withdrawal:
- Arrives within minutes
- Charges a fee of 0.5%–1.75% of the total amount (minimum $0.25)
Use Instant Withdrawals only when urgent, otherwise standard cash-outs help you avoid fees.
Common Issues with ATM Withdrawals on Cash App
Occasionally, users report issues such as declined ATM withdrawals, even when under limit. Common reasons include:
- Insufficient funds in Cash App balance
- Using a non-participating ATM network
- Exceeding ATM provider’s per-transaction limits
- Temporary holds or security flags on the account
To resolve such issues, check your Cash App balance, withdraw from another ATM, or contact Cash App Support.
Final Thoughts on Cash App Withdrawal Limits
Understanding your Cash App withdrawal limits is crucial to avoid failed transactions and to manage your finances efficiently. Whether you’re withdrawing from an ATM or cashing out to a bank, knowing the daily, weekly, and monthly limits—and how to increase them—will help you navigate the platform smoothly.
